Kinds of Foreclosure Scams

Now that we’ve warned you a bit about mortgage foreclosure scams in general, let’s talk about some specific scams to be on the lookout for. First, understand that there are two general kinds of scams out there that purport to help you avoid or stop a foreclosure. One kind of scam is designed to get title to your property so …

Mortgage Foreclosure Scams

There have been hundreds, no, probably thousands of articles written about the mortgage foreclosure crisis. Sadly though, not nearly enough has been written about the various scams that are out there. It’s a sad fact that whenever people have problems, face challenges, or experience pain, there are always those roaches coming out of the woodwork to take advantage of their …

More on Debt Collection

One of the most overlooked provisions of the Fair Debt Collection Practices Act, and related state laws is that a debt collector cannot misrepresent what you owe. The reason this is import because the term “what you owe” is what you owe as a matter of law, not what the creditor would like to get. Why is this an issue? …

Unfair Debt Collection Practices Act – Protections

Debt collectors are the worst!! They call incessantly and always at the worst times! They’re rude, insulting and basically a pain in the *ss!! They’ve been so rude, threatening and offensive over the years that the federal government and most states have enacted some very strict laws that put you in a much better position to deal with these people. …

Beware of Collection Scams

Sometimes we post things that have nothing to do with representing yourself, but are we hope, valuable little bits of knowledge. This is one of those things. The Federal Consumer Financial Protection Bureau recently published an article about how to tell the difference between legitimate debt collectors and scammers. You can read that article here… it is interesting. But we would also …

New Videos – Guerilla Law

Soon we will be updating our site to include a new series of videos…. Guerilla Law These videos will address typical legal topics…contracts, how to handle a court case, etc., with a completely new twist. Instead of the typical legal “how to” approach, these videos will include tips and tricks that no one else will even talk about, let alone …

Make Sure You’re Being Paid Enough

While unemployment is down in America, what is often overlooked is that not only are many of these jobs at or near minimum wage, but there are many unscrupulous employers out there that don’t even want to pay you that. A couple of recent cases against Pizza Hut highlight the kinds of things employers try in an attempt to pay …

Don’t Be in a Rush to Pay Those Bills

Don’t be so quick to pay bills. Sounds like bad advice – most people would like their bills to be paid as quickly as possible. One less thing to worry about. But a Court of Appeals case from the seventh circuit underscores the idea that it is sometimes better to take a deep breath and wait a bit. We’ve been …

Limitations on Jurisdiction

OK, in the last post we discussed the long arm statutes of various states and if you were left with anything at all, it was that states try to exert their jurisdiction to the maximum extent possible.  Conceivably, if one reads some of the long arm statutes literally you could find yourself in court in a different state simply because …