Let The Buyer Beware

The internet is wonderful. How did we ever function without it? You can “google” virtually anything. You can pay your bills online, or send your friends money. And of course you can buy just about anything online. The problem is that the internet is kind of like the wild west in many ways. While the vast majority of businesses selling …

If it sounds too good to be true, it probably is…..

The internet is wonderful. How did we ever function without it? You can “google” virtually anything. You can pay your bills online, or send your friends money. And of course you can buy just about anything online. The problem is that the internet is kind of like the wild west in many ways. While the vast majority of businesses selling …

Employee or Independent Contractor – the Proverbial Tar Baby

There is no way to talk about employment issues without jumping headfirst into the muddy waters of employee versus independent contractor. To help understand recent developments, a bit of background is in order.  Historically, there was no issue. Employers paid employees for their time and labor. The amount depended on the relative bargaining power of each and of course was …

Now You’re a Manager – Enjoy!!

The Fair Labor Standards Act, covering pretty much all workers in the U.S. was designed to provide certain protections to workers. This is the law that sets the federal minimum wage. This is the law that requires employers to pay overtime for all hours worked over forty per week. The protections provided by this law, as well as numerous state …

Are You an Employee or a Slave?? Some Employment Issues

Switching topics for the next few posts I’ll address some employment law topics that may be of interest to you, regardless of whether or are an employee, or an employer. Small business owners especially can benefit from taking a look at some of these posts. People have been working for other people, or for companies as long as there has …

KINDS OF FORECLOSURE HELP SCAMS – MORE FROM THE ROGUE’S GALLERY

In the last post we talked about scams that focus on getting a homeowner to deed their property. Those really are less prevalent than schemes that just take money, because let’s face it, it’s a lot easier to convince someone to send you some money than it is to get them to deed their home over. So in this article …

Kinds of Foreclosure Scams

Now that we’ve warned you a bit about mortgage foreclosure scams in general, let’s talk about some specific scams to be on the lookout for. First, understand that there are two general kinds of scams out there that purport to help you avoid or stop a foreclosure. One kind of scam is designed to get title to your property so …

Mortgage Foreclosure Scams

There have been hundreds, no, probably thousands of articles written about the mortgage foreclosure crisis. Sadly though, not nearly enough has been written about the various scams that are out there. It’s a sad fact that whenever people have problems, face challenges, or experience pain, there are always those roaches coming out of the woodwork to take advantage of their …

More on Debt Collection

One of the most overlooked provisions of the Fair Debt Collection Practices Act, and related state laws is that a debt collector cannot misrepresent what you owe. The reason this is import because the term “what you owe” is what you owe as a matter of law, not what the creditor would like to get. Why is this an issue? …